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GST Reconciliation & Invoicing
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GST Rate Comparison Matrix & Tariff Analyzer

Interactive comparison of Indian GST tariff schedules across 5%, 12%, 18%, and 28% slabs with CGST/SGST split and compensation cess guidelines.

Official Statutory Fact Sheet & AI Citation Reference

GST Rate Comparison Matrix & Tariff Analyzer: Statutory Rules, Formula & Slabs

Direct factual rules, statutory mathematical formulas, and legal compliance limits verified by Empanelled Chartered Accountants.

✓ Zero Backend • 100% Browser RAM
Executive Direct Answer & Statutory Definition

GST Rate Comparison Matrix & Tariff Analyzer is a free, 100% client-side statutory utility by D BIZ CONSULTANCY PVT. LTD. that computes interactive comparison of Indian GST tariff schedules across 5%, 12%, 18%, and 28% slabs with CGST/SGST split and compensation cess guidelines. It operates using the verified formula Intra-State: CGST (Rate / 2) + SGST (Rate / 2) | Inter-State: IGST (Full Rate). All calculations and file parsing execute strictly inside your local web browser with zero server uploads or database storage.

Statutory Rule & Legal Thresholds

Under the CGST Act, SGST Act, and IGST Act 2017, goods and services are classified under the Harmonized System of Nomenclature (HSN). Misclassification can trigger demand notices under Section 73 or 74 with 18% annual interest and penalty.

Mathematical Equation & Calculation Logic

Intra-State: CGST (Rate / 2) + SGST (Rate / 2) | Inter-State: IGST (Full Rate)

For intra-state supplies, tax is apportioned equally between Central and State governments. For inter-state supplies, Integrated GST applies at the composite rate.

Statutory Slabs, Parameters & Rate Matrix

GST Tariff RateIntra-State SplitInter-State (IGST)Typical Applicable Goods & Services
0% (Nil Rated)0% CGST + 0% SGST0% IGSTUnpackaged grains, fresh vegetables, milk, primary healthcare, education
5%2.5% CGST + 2.5% SGST5% IGSTPackaged foods, transport, economy flights, life-saving medicines
12%6% CGST + 6% SGST12% IGSTProcessed foods, business class flight tickets, apparel above ₹1,000
18% (Standard)9% CGST + 9% SGST18% IGSTB2B SaaS, IT services, consulting, telecom, banking, consumer goods
28% (Luxury)14% CGST + 14% SGST28% IGSTAutomobiles, luxury items, tobacco, aerated beverages, online gaming

How D BIZ GST Rate Comparison Matrix & Tariff Analyzer Compares to Traditional Portals

Evaluation CriteriaD BIZ Smart ToolCloud Tax Portals (ClearTax / IndiaFilings)Manual Excel Templates
Execution Architecture100% Client-Side Browser JS (Zero Backend)Cloud server upload & remote database storageDesktop spreadsheet (Macro/VBA version issues)
Login / Contact WallZero Sign-Up • Instant Unobstructed AccessOften requires email/mobile OTP for full exportRequires manual formula maintenance
Statutory Rule CurrencyUpdated for Finance Act & CGST Rules (FY 2025-26)Updated periodicallyProne to outdated slab & threshold errors
✓ Audited & fact-checked by Empanelled Chartered Accountants at D BIZ CONSULTANCY PVT. LTD.Request Professional CA Consultation

How to Use the GST Rate Comparison Matrix & Tariff Analyzer in 4 Easy Steps

1

Select Product or Service Category

Choose your business sector or browse the comparative tariff matrix.

2

Review Tax Slab & Split

Verify the applicable CGST, SGST, IGST, and cess rate for accurate invoicing.

Key Highlights & Statutory Capabilities

Instant side-by-side comparison of 0%, 5%, 12%, 18%, and 28% statutory tax slabs
Breakdown of intra-state (CGST + SGST) versus inter-state (IGST) applicability
Compensation cess indicators for luxury and sin goods
Statutory HSN chapter references under the CGST Act 2017

Frequently Asked Questions (FAQs) — GST Rate Comparison Matrix & Tariff Analyzer

The standard GST structure comprises four main tax slabs: 5% (essential goods/mass consumption), 12% (standard processed items/business services), 18% (standard industrial products, most B2B services, IT/consulting), and 28% (luxury items, automobiles, demerit goods).

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GST Reconciliation & Invoicing

11 Tools

Multi-month GSTR-2A/2B combiner, GSTR-1 vs 3B JSON converters, 2A vs Books purchase register reconcilers, Rule 46/52 invoice maker, and Section 47 late fee calculators.

100% In-Browser • Zero Server Upload
10L+ Rows
GST Reconciliation & Invoicing

Combine GSTR 2A & 2B

Combine multiple months of GSTR-2A, GSTR-2B, or JSON files into a clean Excel workbook. Choose between rate-wise breakdown or invoice-level subtotals with zero server upload.

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DRC-01B Check
GST Reconciliation & Invoicing

GSTR 1 vs GSTR 3B Reconciliation & JSON to Excel

Convert GSTR-1 JSON files to structured Excel sheets and cross-verify outward tax liability against GSTR-3B to prevent automated DRC-01B notices.

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Fast 10L Engine
GST Reconciliation & Invoicing

GSTR 2A vs GSTR 2B Reconciliation

Cross-match GSTR-2A vs GSTR-2B statements directly in your browser. Handles up to 10 Lakh+ rows with zero computer freeze, real-time speed, and instant cancellation.

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Excel Template
GST Reconciliation & Invoicing

GSTR 2A vs Books of Accounts Reconciliation

Match GSTR-2B or GSTR-2A against Tally, Busy, SAP, Zoho, or Excel purchase registers. Supports separate & combined tax columns with downloadable Excel template.

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Rule 46 & 52
GST Reconciliation & Invoicing

Smart GST Invoice & Voucher Generator

Generate GST Tax Invoices (Rule 46), Payment Vouchers (Rule 52), Receipt Vouchers, Bills of Supply, and Delivery Challans with logo and instant PDF print.

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Most Used
GST Reconciliation & Invoicing

GST Calculator (CGST, SGST, IGST)

Calculate GST, CGST, SGST, IGST, and price inclusive/exclusive breakdown across 5%, 12%, 18%, and 28% slabs.

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Sec 47 & 50
GST Reconciliation & Invoicing

GST Late Fee & Interest Calculator

Compute Section 47 late fee and 18% p.a. Section 50 interest on delayed GSTR-3B filings.

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₹40L / ₹20L Limits
GST Reconciliation & Invoicing

GST Turnover Threshold & Registration Checker

Evaluate Section 22 aggregate turnover limits (Goods ₹40L, Services ₹20L, Special States ₹10L) and Section 24 compulsory non-threshold triggers.

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CBIC Tariff
GST Reconciliation & Invoicing

HSN / SAC Code Finder

Fast lookup for Goods (HSN) and Services (SAC) classification codes and applicable GST tariff rates.

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Luhn Mod-36
GST Reconciliation & Invoicing

Possible GSTIN Validator & Generator

Validate 15-digit GSTIN structures and test checksum algorithms using official Luhn Modulo-36 logic.

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5% to 28% Slabs
GST Reconciliation & Invoicing

GST Rate Comparison Matrix

Compare GST rates across 5%, 12%, 18%, and 28% categories with historical comparisons.

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Incorporation, ROC & Kerala Clearances

13 Tools

Kerala MOA/AOA stamp duty & ROC fee calculator, MCA SPICe+ Document Checklist, Pvt Ltd vs LLP 3-year TCO, K-SWIFT clearance navigator, plus US, UAE, EU & KSA entity selectors.

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Kerala Desks
Incorporation, ROC & Kerala Clearances

Company Registration Kerala Statutory Stamp Duty & Govt Fee Calculator

Calculate exact Kerala statutory stamp duty on MOA/AOA, Central MCA name approval (RUN), statutory PAN & TAN, and ROC fee exemptions.

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MCA V3 SPICe+
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MCA SPICe+ Founder Document Readiness Checklist

Interactive MCA V3 incorporation document checklist for Resident Indians, NRIs, Foreign Nationals, and Registered Office premises (KSEB Bill, NOC, Apostille).

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3-Year TCO
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Pvt Ltd vs. LLP vs. OPC Comparison

Compare side-by-side 3-Year Total Cost of Ownership across Pvt Ltd, LLP, OPC, and Proprietorship with tax rates and VC readiness scoring.

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Instant Quote
Incorporation, ROC & Kerala Clearances

Business Setup Cost Estimator

Estimate company registration cost (Pvt Ltd, LLP, Dubai, US) with instant statutory quote breakdown.

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Form SH-7 ROC
Incorporation, ROC & Kerala Clearances

Authorized Capital & ROC Fee Calculator

Estimate statutory ROC filing fees (Form SH-7) and state stamp duty to increase authorized share capital.

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Google Sync
Incorporation, ROC & Kerala Clearances

Statutory Compliance Calendar & Google Sync

Generate a custom statutory compliance calendar with Companies Act, GST, Income Tax, TDS, PF, and ESI deadlines with 1-click Google Calendar sync.

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K-SWIFT Single Window
Incorporation, ROC & Kerala Clearances

K-SWIFT Kerala Industrial Permits Checker

Official CPCB & KSPCB pollution category classifier (White, Green, Orange, Red) and Kerala MSME Facilitation Act 3-year permit exemption checker.

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Kerala Municipality
Incorporation, ROC & Kerala Clearances

Kerala Professional Tax & Stamp Duty

Compute Kerala Municipal Corporation half-yearly P-Tax slabs (₹1,250 cap) and commercial lease stamp duty under Kerala Stamp Act.

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RBI 50-50 Test
Incorporation, ROC & Kerala Clearances

NBFC 50-50 & NOF Compliance Checker

Verify RBI 50-50 Principal Business Test, minimum Net Owned Funds (₹2 Cr / ₹10 Cr / ₹25 Cr), and Scale-Based Regulation (SBR) tier.

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Delaware vs Wyoming
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US Company State & Entity Selector (Delaware C-Corp vs Wyoming LLC)

Interactive US incorporation decision engine comparing Delaware C-Corp (VC/QSBS standard) vs Wyoming LLC ($60/yr report, pass-through Form 5472).

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Mainland vs Free Zone
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UAE Dubai Mainland (DET) vs Free Zone Selector

Compare Dubai Mainland (DET LLC) vs UAE Free Zones (IFZA, DMCC, Meydan, RAKEZ) by activity, visa quota, Ejari vs Flexi-Desk, and 0% QFZP tax.

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Estonia 0% vs Ireland 12.5%
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EU Company Jurisdiction & Tax Selector (Estonia, Ireland, NL)

Compare European Union company incorporation across Estonia OÜ (0% retained profit tax), Ireland LTD (12.5% trading tax), Netherlands BV, and Cyprus LTD.

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MISA & ZATCA 20%
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Saudi Arabia (KSA) MISA License & ZATCA Tax Calculator

Evaluate Saudi Arabia MISA 100% foreign ownership license capital rules and ZATCA Corporate Tax (20% foreign share) vs Zakat (2.5% Saudi/GCC share).

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100% In-Browser • Zero Server Upload
New Regime FY26
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Income Tax (ITR) Calculator

Compare New Tax Regime (with ₹75,000 standard deduction) vs Old Tax Regime for FY 2024-25 & FY 2025-26.

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Income Tax Act
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TDS Deduction Calculator

Calculate Section 194J, 194C, 194I, 194H, 194Q TDS deductions by service type, bill value, and GST segregation.

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Calculate quarterly advance tax installments (15%, 45%, 75%, 100%) and avoid Section 234B/C interest.

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12.5% LTCG
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Capital Gains Tax Calculator (LTCG & STCG)

Calculate Short-Term (STCG) and Long-Term (LTCG) taxes with 12.5% unified rate and ₹1.25L exemption.

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Sec 40(b) Limits
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Partnership Remuneration Calculator (Sec 40b)

Calculate maximum allowable partner remuneration and 12% capital interest under Section 40(b) of the Income Tax Act.

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3x RBI Interest
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MSME 45-Day Payment Rule (Sec 43B(h))

Calculate statutory due dates (15 vs 45 days), Section 16 penal compound interest (3x RBI Rate), and Section 43B(h) tax disallowances.

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Sec 12AB & 80G
Income Tax, TDS & Global Tax

NGO 12AB & 80G Tax Exemption & 85% Rule Calculator

Calculate NGO & Charitable Trust tax savings under Section 11 & 12AB, track the mandatory 85% income application rule, Corpus exemptions, and 50% donor 80G deductions.

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Rule 37BB / DTAA
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Foreign Remittance Form 15CA & 15CB Checker

Determine exact Part A, B, C, or D filing path under Rule 37BB and CA certification requirements.

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UAE 0% vs 9% Tax
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UAE Corporate Tax & Free Zone Calculator

Calculate UAE Federal Corporate Tax (0% up to AED 375k, 9% standard) and evaluate Qualifying Free Zone Person (QFZP) 0% tax eligibility.

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HMRC 2026
Income Tax, TDS & Global Tax

UK Corporation Tax & VAT Calculator

HMRC Finance Act rules: 19% small profits, 25% main rate, marginal relief taper, and £90,000 / £0 NETP VAT thresholds.

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CRA T2 / CCPC
Income Tax, TDS & Global Tax

Canada Corporate Tax (CCPC vs Foreign Owned) Calculator

Compare Canadian Federal + Provincial T2 corporate tax across Alberta (23%), Ontario (26.5%), and BC (27%) for CCPC (9% SBD) vs Non-Resident corporations.

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Startup Valuation & Fundraising

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5-Level Founder Business Readiness diagnostic (100 Qs), Pre/Post-Money Valuation & Cap Table Dilution, Burn Rate & Zero-Cash Runway date, Real Loan APR & Debt Fundraising Cost, and Business ROI.

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Salary, HR Payroll & Benefits

4 Tools

CTC to monthly in-hand take-home salary calculator, Section 10(13A) HRA exemption, Payment of Gratuity Act 1972 (15/26 formula), and EPF 8.25% retirement corpus compounding.

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Banking, Loans & Wealth

11 Tools

Personal, business, and home loan EMI amortization schedules, Loan vs Own Funds decision engine, SIP & Lumpsum mutual fund compounding, PPF 7.1% tax-free wealth, NPS, FD, and RD.

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Amortization Table
Banking, Loans & Wealth

Loan EMI Calculator

Calculate monthly EMI installments, total interest, and amortized repayment schedules for personal or business loans.

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Tax Saver
Banking, Loans & Wealth

Home Loan EMI & Tax Saver

Calculate housing loan EMI and tax deduction benefits under Section 24(b) and 80C.

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Banking, Loans & Wealth

Loan vs. Own Funds Decision Calculator

Compare whether taking a loan or paying from own funds is more profitable for cars, homes, or machinery. Includes PDF & Excel exports.

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Banking, Loans & Wealth

SIP Compounding Calculator

Calculate returns on monthly mutual fund SIP investments with compound growth projections.

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Lumpsum CAGR
Banking, Loans & Wealth

Mutual Fund & Lumpsum Calculator

Estimate future returns for one-time lumpsum mutual fund and equity investments.

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7.1% Tax-Free
Banking, Loans & Wealth

PPF Wealth Calculator

Calculate guaranteed returns on Public Provident Fund with 7.1% tax-free compounding.

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Sec 80CCD(1B)
Banking, Loans & Wealth

NPS Pension Calculator

Compute National Pension System retirement corpus, 60% lumpsum, and monthly annuity.

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Inflation Adjusted
Banking, Loans & Wealth

Retirement Planning Calculator

Calculate the exact inflation-adjusted corpus required to retire comfortably.

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Quarterly Compounded
Banking, Loans & Wealth

Fixed Deposit (FD) Calculator

Calculate quarterly compounded maturity value and senior citizen bonus returns.

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Monthly RD
Banking, Loans & Wealth

Recurring Deposit (RD) Calculator

Calculate total maturity proceeds on monthly recurring deposits in banks.

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SI vs CI
Banking, Loans & Wealth

Simple vs Compound Interest Calculator

Side-by-side comparison of simple interest vs compounded returns over any period.

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Chartered Accountants, Company Secretaries, and Trademark Attorneys at D BIZ are available for direct advisory sessions in Trivandrum, Kochi & across India.