Advance Tax Installment Calculator FY 2025-26 (AY 2026-27)
Compute quarterly advance tax liabilities (15%, 45%, 75%, 100%) and prevent 1% per month penal interest under Sections 234B and 234C.
D BIZ Advance Tax Installment Calculator
Compute quarterly advance tax payment schedules to prevent hefty penal interest under Section 234B and 234C.
Tax Liability Particulars
Under Section 208, advance tax is mandatory for all taxpayers (individuals, freelancers, companies) whose estimated net tax liability exceeds ₹10,000 for the financial year.
Quarterly Payment ScheduleMandatory Advance Tax
Quarterly Statutory Advance Tax Schedule
As of September 30, 2026, advance tax is mandatory for all taxpayers (salaried individuals with substantial non-salary income, professionals, freelancers, partnerships, companies) if their net estimated tax liability for the financial year after deducting TDS/TCS is ₹10,000 or more. Senior citizens without business income are exempt.
If advance tax is not paid or paid short of the prescribed percentage, penal interest @ 1% per month is levied under Section 234C for deferment and under Section 234B for default in payment of advance tax.
How to Use the Advance Tax Installment Calculator
Estimate Annual Tax Liability
Input your total estimated income tax for the full financial year based on projected revenues.
Input TDS/TCS Credits
Enter TDS deducted by clients or banks and TCS credits to derive net tax payable.
View Quarterly Due Dates
Examine the exact cumulative and quarterly net amounts due on June 15, Sept 15, Dec 15, and March 15.
Pay Challan ITNS 280
Directly pay online via the e-Filing income tax portal under Major Head 0021/0020 and Minor Head 100.
Key Highlights & Capabilities
Frequently Asked Questions (FAQs)
Who is required to pay advance tax under Section 208?
Any taxpayer whose estimated total tax liability for the financial year, after reducing TDS and TCS, equals or exceeds ₹10,000 must pay advance tax in four quarterly installments.
Are senior citizens exempt from advance tax?
Yes, resident individuals aged 60 years or above who do not have any income chargeable under the head 'Profits and Gains of Business or Profession' (PGBP) are completely exempt from paying advance tax.
What is the penalty for not paying advance tax on time?
Under Section 234C, simple interest of 1% per month is charged on the shortfall for a period of 3 months for each missed quarterly installment. Additionally, under Section 234B, interest of 1% per month is levied from April 1 of the assessment year if at least 90% of assessed tax was not paid by March 31.
How do taxpayers under Section 44AD or 44ADA presumptive taxation pay advance tax?
Eligible taxpayers opting for presumptive taxation under Section 44AD (businesses) or Section 44ADA (professionals) are exempt from the first three quarterly installments. They can pay 100% of their advance tax in a single installment on or before March 15.
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